Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder
Statement period
October 9, 2026
when the AI assistants were asked
Account no.
849 of 2,219
its rank by overall score
Closing balance

Named in

0of 60, its tower is dark

by 0 of 4 assistants

Statement note

What this means for Big Think Capital

AI assistants do not name this small business banking provider in any of their 60 answers, while the typical company in its sector is also not named. The company has an overall score of 31 out of 100, ranking 849th of 2,219. Its website passes 7 out of 14 technical checks for readiness with AI tools.

We asked 15 unbranded questions about its market, so no question mentioned Big Think Capital by name. AI assistants named it in none of the 60 answers. Counting only how often it is named, it ranks 188th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Named fewer than three times in total. Read this as a sign that AI assistants rarely bring this company up, not as an exact comparison with its peers.

Overall score
31Overall score
  • Visibility0
  • Citations0
  • Sentiment50
  • Site quality93
  • AI readiness50
Summary of account
Named by AI in
0.0%
0 of 60 answers
Share of mentions
0.0%
of the mentions of it and its 5 peers
AI readiness
7/14
technical checks passed. Typical for its sector: 3
Rank in its sector
125 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Big Think Capital came up on 0 of 15 questions. Open any window to read that answer.

  1. 01What factors affect pricing and total cost for equipment financing online?0/4
  2. 02What are the best online loan options for small businesses needing fast approval?0/4
  3. 03Why might an online small business loan application be denied?0/4
  4. 04What should I do if my funding approval is delayed on an online lending platform?0/4
  5. 05SBA loans vs. term loans for growing a small business: What's the difference?0/4
  6. 06How can a line of credit help manage seasonal cash flow for a small business?0/4
  7. 07Where can I find quick turnaround small business funding with transparent pricing?0/4
  8. 08What’s the best way to use a working capital loan for inventory purchases?0/4
  9. 09How are interest rates and fees typically structured on online small business loans?0/4
  10. 10Is it a good idea for a new business to apply for equipment financing online?0/4
  11. 11Are peer-to-peer business loans a viable alternative to traditional financing for small businesses?0/4
  12. 12Are online small business lending platforms worth using compared to traditional banks?0/4
  13. 13Which small business funding products offer the most flexible repayment terms?0/4
  14. 14What are alternatives to online small business lending platforms for funding?0/4
  15. 15How does a line of credit compare to working capital loans for short-term financing needs?0/4
Total namedOpenAI: 0/15Claude: 0/15Perplexity: 0/15Gemini: 0/15All assistants: 0/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Gemini actually said

The company is not named in this answer

Geminidid not name the company

“What are the best online loan options for small businesses needing fast approval?”

For small businesses seeking fast approval for online loans, several lenders offer quick access to capital. These options often provide funding within a few days, or even as fast as 24 hours, and can be beneficial for managing cash flow or seizing growth opportunities.

Here are some of the best online loan options known for fast approval:

Fundbox is recognized for quick approval times.

SoFi offers small business loans with quick decisions and funding as soon as 24 hours after approval. They provide loans up to $250,000 with repayment terms up to two years and have transparent …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Named instead

CompanyTimes named
  1. 01
    Lendio
    2
  2. 02
    National Funding
    1

Share of mentions

CompanyShare
  1. BlueVine
    50.0%
  2. Lendio
    25.0%
  3. Fundera by NerdWallet
    16.7%
  4. National Funding
    8.3%
  5. Big Think Capital
    0.0%
  6. Funding Circle
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    crestmontcapital.com
    34
  2. 02
    nerdwallet.com
    20
  3. 03
    forbes.com
    13
  4. 04
    sofi.com
    13
  5. 05
    biz2credit.com
    12
  6. 06
    lendio.com
    10
  7. 07
    bankrate.com
    10
  8. 08
    finder.com
    10
  9. 09
    sba.gov
    9
  10. 10
    forafinancial.com
    8

Big Think Capital is in the study as a small business banking provider.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
0/15
Perplexity
0/15
Claude
0/15
OpenAI
0/15
Market comparisonSection 06

How Big Think Capital compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
0

How often AI assistants name the company, and how that compares with its peers

Citations
0

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
93

How well built the website's own pages are

AI readiness
50

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
31
Ranks 125 of 394. Typical company: 28
Named in answers
0.0%
Ranks 188 of 394. Typical company: 0.0%
AI readiness
50
Ranks 1 of 394. Typical company: 29
Against its categorySection 08

Compared with small business banking providers

38 companies in this category. The gold tick on each bar is the typical company.

Overall score
31
Ranks 18 of 38. Typical company: 29
Named in answers
0.0%
Ranks 24 of 38. Typical company: 1.7%
AI readiness
50
Ranks 1 of 38. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Big Think Capital publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
18 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryPartly met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourcePassed

    Metadata telling agents which authorization server to use.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 49 of 100 · 97% of checks could run · checked on October 9, 2026 · www.bigthinkcapital.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

7 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • PassedOAuth Authorization Server discoverystudy: 5.2%
  • PassedOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 14 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*allowed
  • ClaudeBot*allowed
  • Anthropic-AI*allowed
  • Google-Extended*allowed
  • Applebot-Extended*allowed
  • Meta-ExternalAgent*allowed
  • FacebookBot*allowed
  • Bytespiderpartly
  • CCBot*allowed
  • Diffbot*allowed
  • Omgilibotpartly

AI search

  • OAI-SearchBot*allowed
  • Claude-SearchBotpartly
  • PerplexityBot*allowed
  • Applebot*allowed
  • Amazonbot*allowed
  • YouBot*allowed

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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