Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Bank of Utah

bankofutah.com

Regional and community banksBanking

Money20/20 attendee

Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
765 of 2,219
its rank by overall score
Place in its category
28th of 148 regional and community banks
Closing balance

Named in

9of 60 answers

by 4 of 4 assistants

Statement note

What this means for Bank of Utah

AI assistants name Bank of Utah in 15% of answers, while the typical company in its sector is named in 0%. Its overall score is 32 out of 100, which ranks 765th of 2,219 companies. The website passes 3 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Bank of Utah by name. AI assistants named it in 9 of the 60 answers. Counting only how often it is named, it ranks 51st of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
32Overall score
  • Visibility18
  • Citations2
  • Sentiment50
  • Site quality80
  • AI readiness21
Summary of account
Named by AI in
15.0%
9 of 60 answers
Share of mentions
27.3%
of the mentions of it and its 5 peers
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
113 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Bank of Utah came up on 3 of 15 questions. Open any window to read that answer.

  1. 01How local banks can help manage community donations and sponsorships0/4
  2. 02Is opening a trust account at a regional bank worth it?0/4
  3. 03What to do if digital banking access is not working at a regional bank0/4
  4. 04Using a regional bank for both business and personal accounts: pros and cons0/4
  5. 05How to find local banks offering investment services for individuals0/4
  6. 06Typical fees for checking and savings accounts at regional banks in Utah4/4
  7. 07How to resolve issues with mobile check deposit at a local bank0/4
  8. 08Are local banks a good option for commercial lending needs?0/4
  9. 09Credit unions vs regional banks for personal lending in Utah1/4
  10. 10Options for managing investments outside of traditional banks0/4
  11. 11Average mortgage rates from local banks vs online lenders0/4
  12. 12Alternatives to regional banks for small business banking services0/4
  13. 13Regional banks vs national banks for business mortgages0/4
  14. 14Best regional banks for small business checking accounts in Utah4/4
  15. 15Where to find trust and estate services if not using a commercial bank0/4
Total namedOpenAI: 2/15Claude: 2/15Perplexity: 3/15Gemini: 2/15All assistants: 9/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Best regional banks for small business checking accounts in Utah”

For Utah small businesses, Zions Bank and WaFd Bank are the strongest regional-bank choices. Central Bank is particularly attractive for startups with many monthly transactions, while Bank of Utah is worth considering for locally focused businesses.

Bank · Best for · Key checking features

Zions Bank · Broad Utah branch access and SBA-oriented business banking · Business Inspire Checking reportedly charges a $10 monthly fee that can be waived with a $1,000 average daily balance and includes 200 free transactions. Zions serves Utah and neighboring west …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    America First Credit Union
    7
  2. 02
    Altabank
    4

Share of mentions

CompanyShare
  1. Zions Bank
    30.3%
  2. Bank of Utah
    27.3%
  3. America First Credit Union
    21.2%
  4. Altabank
    12.1%
  5. KeyBank (Utah Region)
    6.1%
  6. First Community Bank Utah
    3.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    smartasset.com
    13
  2. 02
    bankrate.com
    12
  3. 03
    regions.com
    11
  4. 04
    finance.yahoo.com
    10
  5. 05
    bankofutah.com (its own website)
    10
  6. 06
    airwallex.com
    8
  7. 07
    sofi.com
    8
  8. 08
    usbank.com
    6
  9. 09
    uccu.com
    6
  10. 10
    youtube.com
    6

Bank of Utah is in the study as a regional or community bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Perplexity
3/15
Gemini
2/15
Claude
2/15
OpenAI
2/15
Market comparisonSection 06

How Bank of Utah compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
18

How often AI assistants name the company, and how that compares with its peers

Citations
2

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
32
Ranks 113 of 394. Typical company: 28
Named in answers
15.0%
Ranks 51 of 394. Typical company: 0.0%
AI readiness
21
Ranks 199 of 394. Typical company: 29
Against its categorySection 08

Compared with regional and community banks

148 companies in this category. The gold tick on each bar is the typical company.

Overall score
32
Ranks 28 of 148. Typical company: 27
Named in answers
15.0%
Ranks 9 of 148. Typical company: 0.0%
AI readiness
21
Ranks 68 of 148. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 0: Not yet agent-ready. Agents struggle to find basic information about the site.

To reach level 1:
  • 2 of robots.txt, Sitemap, Link headers
Can an AI agent check out here?

Not by itself. Bank of Utah publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
36 of 100
  • robots.txtNot met

    Publish a valid robots.txt with crawl rules and a Sitemap line.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 15 of 100 · 97% of checks could run · checked on October 9, 2026 · www.bankofutah.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Not metllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
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ShareSection 11

Share this result

Overall score 32 of 100 badge for Bank of Utah

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/bankofutah.com"><img src="https://aeo-audit.rezolve.com/finance/badges/bankofutah.com.svg" alt="Overall score 32 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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