Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

BAC San Jose

baccredomatic.com

Large national banksBanking

Money20/20 attendee

Statement period
October 9 and 10, 2026
when the AI assistants were asked
Account no.
763 of 2,219
its rank by overall score
Place in its category
16th of 61 large national banks
Closing balance

Named in

10of 60 answers

by 4 of 4 assistants

Statement note

What this means for BAC San Jose

AI assistants name this large national bank in 16.7% of answers, while the typical company in its sector is named in 0% of answers. It has an overall score of 32 out of 100, ranking 763rd of 2,219 overall and 113th of 394 in its sector. How ready its website is for AI tools could not be measured.

We asked 15 unbranded questions about its market, so no question mentioned BAC San Jose by name. AI assistants named it in 10 of the 60 answers. Counting only how often it is named, it ranks 40th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
32Overall score
  • Visibility27
  • Citations1
  • Sentiment50
  • Site quality80
  • AI readiness0
Summary of account
Named by AI in
16.7%
10 of 60 answers
Share of mentions
52.6%
of the mentions of it and its 5 peers
AI readiness
n/a
the website turned our check away
Rank in its sector
113 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

BAC San Jose came up on 6 of 15 questions. Open any window to read that answer.

  1. 01How do interest rates on savings accounts in Central America compare to U.S. rates?0/4
  2. 02Are there any non-bank options for small businesses in Central America seeking financing?0/4
  3. 03How can I resolve issues with international transfers from a Central American retail bank to a U.S. account?0/4
  4. 04What are the typical account maintenance fees for personal checking accounts at Central American banks?1/4
  5. 05What should I do if my online banking access is blocked while banking with a Central American institution?0/4
  6. 06What are the best personal banking options for individuals with family abroad in Central America?2/4
  7. 07Is opening a savings account with a Central American bank worth it for people living in the U.S.?0/4
  8. 08Can Central American banks support cross-border payments for U.S. residents?0/4
  9. 09Retail vs commercial banking services in Central America: what are the main differences for entrepreneurs?1/4
  10. 10What alternatives are there to traditional retail banks in Central America for personal finance management?0/4
  11. 11Which commercial banks in Central America offer the most accessible online services for U.S.-based customers?4/4
  12. 12What are typical use cases for commercial banking services in Central America for U.S.-based entrepreneurs?1/4
  13. 13How do Central American retail banking services compare to those in the U.S. for small business owners?1/4
  14. 14What are some digital alternatives to commercial banking services in Central America for businesses?0/4
  15. 15What are the pros and cons of choosing a Central American commercial bank for business transactions?0/4
Total namedOpenAI: 1/15Claude: 4/15Perplexity: 1/15Gemini: 4/15All assistants: 10/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Which commercial banks in Central America offer the most accessible online services for U.S.-based customers?”

For U.S.-based customers, BAC Credomatic is likely the most accessible regional option, followed by Banco General, Banistmo, and Banco Industrial. These banks offer established online banking and mobile apps, but accessibility for a U.S. resident depends heavily on residency, account-opening rules, tax documentation, and whether a local branch visit is required.

Bank · Best fit · U.S.-based accessibility

BAC Credomatic · Customers needing one regional banking relationship · Strongest regional footprint, operating across much of Central America, with …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Banco Industrial
    3
  2. 02
    Banco Agrícola
    2

Share of mentions

CompanyShare
  1. BAC San Jose
    52.6%
  2. Banco Agrícola
    21.1%
  3. Banco Industrial
    21.1%
  4. Davivienda
    5.3%
  5. Banco Atlántida
    0.0%
  6. Banco Promerica
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    wise.com
    8
  2. 02
    consumerfinance.gov
    7
  3. 03
    bankrate.com
    7
  4. 04
    imf.org
    5
  5. 05
    gfmag.com
    5
  6. 06
    centralamerica.com
    5
  7. 07
    umbrex.com
    5
  8. 08
    finance.yahoo.com
    4
  9. 09
    centralbank.net
    4
  10. 10
    usbank.com
    4

BAC San Jose is in the study as a large national bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Claude
4/15
Gemini
4/15
OpenAI
1/15
Perplexity
1/15
Market comparisonSection 06

How BAC San Jose compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
27

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
80

How well built the website's own pages are

AI readiness
0

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
32
Ranks 113 of 394. Typical company: 28
Named in answers
16.7%
Ranks 40 of 394. Typical company: 0.0%
AI readiness
0
Ranks 381 of 394. Typical company: 29
Against its categorySection 08

Compared with large national banks

61 companies in this category. The gold tick on each bar is the typical company.

Overall score
32
Ranks 16 of 61. Typical company: 27
Named in answers
16.7%
Ranks 9 of 61. Typical company: 1.7%
AI readiness
0
Ranks 58 of 61. Typical company: 21
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. BAC San Jose publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtNot present
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 25 of 100 · 97% of checks could run · checked on October 9, 2026 · www.baccredomatic.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

AI readiness could not be measured. The website turned away our automated check, so none of the 14 checks could run. That reflects the website’s rules for automated visitors, not what the website contains.

Take it with you

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ShareSection 11

Share this result

Overall score 32 of 100 badge for BAC San Jose

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/baccredomatic.com"><img src="https://aeo-audit.rezolve.com/finance/badges/baccredomatic.com.svg" alt="Overall score 32 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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