Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Ally Financial

ally.comALLY

Digital banks and neobanksBanking

Money20/20 attendee

Also in the US AI Visibility Study

Statement period
September 23 to 28, 2026
when the AI assistants were asked
Account no.
535 of 2,219
its rank by overall score
Place in its category
5th of 32 digital banks
Closing balance

Named in

13of 60 answers

by 4 of 4 assistants

Statement note

What this means for Ally Financial

AI assistants name this digital bank in 21.7% of answers, compared to 0% for the typical company in its sector. Its overall score is 36 out of 100, ranking 535th of 2,219. The website passes 5 of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Ally Financial by name. AI assistants named it in 13 of the 60 answers. Counting only how often it is named, it ranks 28th of 394 in its sector. The typical banking company is named in 0.0% of answers.

Overall score
36Overall score
  • Visibility25
  • Citations1
  • Sentiment50
  • Site quality87
  • AI readiness36
Summary of account
Named by AI in
21.7%
13 of 60 answers
Share of mentions
33.3%
of the mentions of it and its 5 peers
AI readiness
5/14
technical checks passed. Typical for its sector: 3
Rank in its sector
80 of 394
by overall score, where the typical banking company scores 28

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Line itemsSection 01

Every question, and where the company came up

Ally Financial came up on 4 of 15 questions. Open any window to read that answer.

  1. 01What steps can I take if my online investment account is temporarily locked?0/4
  2. 02Best ways to use digital investment platforms for retirement savings0/4
  3. 03Are digital banks a good choice for auto financing needs?0/4
  4. 04What are typical fees associated with US online checking or savings accounts?1/4
  5. 05How can online banking help with budgeting and tracking monthly expenses?0/4
  6. 06Where can I find online banking services with no monthly maintenance fees?4/4
  7. 07Is opening an online savings account worth it for emergency funds?0/4
  8. 08Top-rated digital banking platforms for first-time investors in the US4/4
  9. 09Difference between online-only banks and credit unions for saving money0/4
  10. 10Other options besides digital investment platforms for growing your money0/4
  11. 11Online banking vs traditional banking: pros and cons for US consumers0/4
  12. 12Alternatives to using online banks for managing personal finances0/4
  13. 13How to troubleshoot mobile deposit issues with online banking apps0/4
  14. 14What are the best online banks for managing checking and savings accounts together?4/4
  15. 15How do interest rates for online banks compare to brick-and-mortar options?0/4
Total namedOpenAI: 3/15Claude: 3/15Perplexity: 3/15Gemini: 4/15All assistants: 13/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What OpenAI actually said

An answer that names the company

OpenAInamed the company

“What are the best online banks for managing checking and savings accounts together?”

Short answer — for most people who want to manage checking and savings together, the top online-bank choices in 2026 are Ally, Marcus by Goldman Sachs, Discover Bank, Capital One 360, Axos (and a few neobanks/fintech options for specific needs). Below I list what each does well and why you might pick it, plus quick tips for choosing the best one for your situation.

Top online banks to consider (with why they stand out)

Ally Bank — Strong all-around option: no monthly fees, competitive savings APY, easy transfers between checking and savings, useful “buckets” and tools for goal-based savings …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    SoFi
    10
  2. 02
    Capital One
    4
  3. 03
    Marcus by Goldman Sachs
    2
  4. 04
    Discover Bank
    1

Share of mentions

CompanyShare
  1. SoFi
    35.9%
  2. Ally Financial
    33.3%
  3. Capital One
    23.1%
  4. Marcus by Goldman Sachs
    5.1%
  5. Discover Bank
    2.6%
  6. Synchrony Bank
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    bankrate.com
    34
  2. 02
    cnbc.com
    21
  3. 03
    nerdwallet.com
    20
  4. 04
    forbes.com
    15
  5. 05
    finance.yahoo.com
    11
  6. 06
    investopedia.com
    10
  7. 07
    usbank.com
    9
  8. 08
    chime.com
    9
  9. 09
    experian.com
    8
  10. 10
    chase.com
    8

Ally Financial is in the study as a digital bank.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
4/15
Claude
3/15
OpenAI
3/15
Perplexity
3/15
Market comparisonSection 06

How Ally Financial compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
25

How often AI assistants name the company, and how that compares with its peers

Citations
1

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with banking companies

394 companies in this sector. The gold tick on each bar is the typical company.

Overall score
36
Ranks 80 of 394. Typical company: 28
Named in answers
21.7%
Ranks 28 of 394. Typical company: 0.0%
AI readiness
36
Ranks 29 of 394. Typical company: 29
Against its categorySection 08

Compared with digital banks

32 companies in this category. The gold tick on each bar is the typical company.

Overall score
36
Ranks 5 of 32. Typical company: 28
Named in answers
21.7%
Ranks 2 of 32. Typical company: 0.0%
AI readiness
36
Ranks 4 of 32. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

We could not tell. The website turned away our requests for the files an agent would read. An agent arriving by itself is turned away the same way.

Agent payment protocols
  • x402Not present
  • MPPNot present
  • AP2Not present
  • ACPNot present
  • UCPCould not check
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogCould not check
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
63 of 100
  • AI bot rulesPassed

    Explicit robots.txt rules for AI crawlers such as GPTBot, ClaudeBot and PerplexityBot.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthCould not check

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogCould not check

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryCould not check

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceCould not check

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 49 of 100 · 83% of checks could run · checked on October 5, 2026 · www.ally.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

5 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • PassedExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets rules for 16 AI crawlers by name. All others follow its general rules.

Training AI

  • GPTBot*blocked
  • ClaudeBot*blocked
  • Anthropic-AI*blocked
  • Google-Extended*partly
  • Applebot-Extended*blocked
  • Meta-ExternalAgent*partly
  • FacebookBotpartly
  • Bytespider*blocked
  • CCBot*blocked
  • Diffbot*blocked
  • Omgilibotpartly

AI search

  • OAI-SearchBot*partly
  • Claude-SearchBot*partly
  • PerplexityBot*partly
  • Applebotpartly
  • Amazonbot*partly
  • YouBotpartly

Answering questions

  • ChatGPT-User*partly
  • Claude-User*partly
  • Perplexity-User*partly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 36 of 100 badge for Ally Financial

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/ally.com"><img src="https://aeo-audit.rezolve.com/finance/badges/ally.com.svg" alt="Overall score 36 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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