Of 60 answers

The most named companies in the study, and S&P 500 financials, with how many of their 60 AI answers named them.

SWIFT47/60TRANSUNION46/60EXPERIAN42/60COINSTAR41/60NAVY FEDERAL CREDIT UNION41/60ZELLE41/60BLOOMBERG L.P.38/60TRADINGVIEW38/60BANCO POPULAR DE PUERTO RICO37/60PAYPAL37/60VENMO37/60CHEXSYSTEMS33/60EQUIFAX33/60MORNINGSTAR32/60S&P GLOBAL31/60ALPACA MARKETS30/60COINBASE30/60PINWHEEL29/60STRIPE29/60XERO29/60ACORNS28/60AFFIRM28/60PAYFAST (PAYGATE)28/60PAYONEER28/60INTERACTIVE BROKERS26/60CHARLES SCHWAB19/60THE HARTFORD9/60MOODY'S21/60CME GROUP19/60ACCENTURE11/60CHUBB10/60MORGAN STANLEY6/60AMERICAN EXPRESS14/60SYNCHRONY FINANCIAL12/60FACTSET20/60NASDAQ19/60ALLSTATE11/60WELLS FARGO18/60PAYCHEX10/60ARES MANAGEMENT3/60
Rezolve Ai
MethodDemo
Back to the study
AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026
Account holder

Alkami

alkami.com

Banking and fintech infrastructureFinancial technology and data

Money20/20 attendee

Statement period
October 9, 2026
when the AI assistants were asked
Account no.
134 of 2,219
its rank by overall score
Place in its category
18th of 315 fintech infrastructure companies
Closing balance

Named in

13of 60 answers

by 4 of 4 assistants

Statement note

What this means for Alkami

AI assistants name the fintech infrastructure company Alkami in 21.7% of answers, much more often than the typical company in its sector at 1.7%. Its overall score is 42 out of 100, ranking 134th of 2,219 companies in the study. Its website passes 5 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Alkami by name. AI assistants named it in 13 of the 60 answers. Counting only how often it is named, it ranks 37th of 574 in its sector. The typical financial technology and data company is named in 1.7% of answers.

Overall score
42Overall score
  • Visibility24
  • Citations6
  • Sentiment92
  • Site quality73
  • AI readiness36
Summary of account
Named by AI in
21.7%
13 of 60 answers
Share of mentions
31.0%
of the mentions of it and its 5 peers
AI readiness
5/14
technical checks passed. Typical for its sector: 4
Rank in its sector
46 of 574
by overall score, where the typical financial technology and data company scores 29

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Line itemsSection 01

Every question, and where the company came up

Alkami came up on 5 of 15 questions. Open any window to read that answer.

  1. 01What role does integrated data analytics play in improving digital customer engagement for financial institutions?0/4
  2. 02Which features should US banks prioritize when choosing a digital banking platform for long-term growth?0/4
  3. 03Best digital banking software with integrated onboarding and account opening for US-based financial institutions?3/4
  4. 04What is the typical price range for digital banking platform subscriptions aimed at credit unions in the US?2/4
  5. 05What are effective alternatives to a unified digital banking platform approach for community financial institutions?1/4
  6. 06How important is anticipatory banking when upgrading digital banking technology for financial institutions?0/4
  7. 07How can credit unions troubleshoot poor adoption rates of new digital banking platforms among users?0/4
  8. 08How do data-driven digital banking platforms compare to traditional online banking solutions?0/4
  9. 09Is investing in a comprehensive digital banking suite worth it for a regional credit union?0/4
  10. 10Which digital banking solutions provide the best customer engagement tools for community banks?3/4
  11. 11What should a bank do if account holders report difficulty with digital onboarding processes?0/4
  12. 12What are the most trusted digital banking platforms for small to mid-sized credit unions?4/4
  13. 13Digital banking platforms vs standalone onboarding tools—what's better for boosting account holder growth?0/4
  14. 14How do digital banking platforms help banks personalize financial recommendations for account holders?0/4
  15. 15Pros and cons of unified digital banking platforms versus using multiple point solutions for financial institutions?0/4
Total namedOpenAI: 3/15Claude: 2/15Perplexity: 3/15Gemini: 5/15All assistants: 13/60
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detailSection 02

What Perplexity actually said

An answer that names the company

Perplexitynamed the company

“Best digital banking software with integrated onboarding and account opening for US-based financial institutions?”

For most US banks and credit unions, the strongest shortlist is Alkami, MANTL, MeridianLink, Backbase, Temenos, and CSI. The best choice depends on whether the priority is a full digital-banking platform, fast retail/business account opening, or deep core integration.

Provider · Best for · Key strengths · Main consideration

Alkami · Regional and community banks, especially those wanting a broader digital-banking platform · Digital sales and service, onboarding, engagement, and data/marketing capabilities are designed to work together. · Evaluate core compati …

The AI’s answer as we received it, shortened and not checked for accuracy.

PayeesSection 03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named
  1. 01
    Q2
    13
  2. 02
    Apiture
    4

Share of mentions

CompanyShare
  1. Alkami
    31.0%
  2. Q2
    23.8%
  3. Fiserv – Digital Banking Solutions
    19.0%
  4. Jack Henry – Banno Digital Platform
    16.7%
  5. Apiture
    9.5%
  6. NCR Voyix Digital Banking
    0.0%
ReferrersSection 04

Websites the AI used as sources

How many times each website was listed as a source in these answers

  1. 01
    backbase.com
    28
  2. 02
    alkami.com (its own website)
    25
  3. 03
    fusefinance.com
    11
  4. 04
    creatio.com
    9
  5. 05
    jackhenry.com
    9
  6. 06
    thefinancialbrand.com
    8
  7. 07
    csiweb.com
    8
  8. 08
    fisglobal.com
    7
  9. 09
    bankingjournal.aba.com
    6
  10. 10
    lumindigital.com
    6

Alkami is in the study as a fintech infrastructure company.

By assistantSection 05

Which AI assistants named the company

Answers naming it, out of answers received

Gemini
5/15
Perplexity
3/15
OpenAI
3/15
Claude
2/15
Market comparisonSection 06

How Alkami compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility
24

How often AI assistants name the company, and how that compares with its peers

Citations
6

How often AI uses the company's own website as a source

Sentiment
92

How positively AI describes the company

Site quality
73

How well built the website's own pages are

AI readiness
36

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sectorSection 07

Compared with financial technology and data companies

574 companies in this sector. The gold tick on each bar is the typical company.

Overall score
42
Ranks 46 of 574. Typical company: 29
Named in answers
21.7%
Ranks 37 of 574. Typical company: 1.7%
AI readiness
36
Ranks 83 of 574. Typical company: 29
Against its categorySection 08

Compared with fintech infrastructure companies

315 companies in this category. The gold tick on each bar is the typical company.

Overall score
42
Ranks 18 of 315. Typical company: 28
Named in answers
21.7%
Ranks 12 of 315. Typical company: 1.7%
AI readiness
36
Ranks 40 of 315. Typical company: 29
AI agentsSection 09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Can an AI agent check out here?

Not by itself. Alkami publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols
  • x402Not present
  • MPPCould not check
  • AP2Not present
  • ACPNot present
  • UCPNot present
Interfaces for AI agents
  • MCP Server CardNot present
  • A2A Agent CardNot present
  • Agent SkillsNot present
  • API CatalogNot present
  • llms.txtPublished
  • WebMCPCould not check
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 86.1%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 87.9%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 1.5%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 4.3%
Content accessibility
50 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 6.2%
  • llms.txtPassed

    An llms.txt that tells language models what the site offers.

    study: 31.0%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 92.7%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 2.3%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.3%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 1.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 6.3%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 5.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.2%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.8%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.2%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 1.0%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 0.0%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.2%

Score 36 of 100 · 97% of checks could run · checked on October 9, 2026 · www.alkami.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readinessSection 10

The checks behind the AI readiness score

5 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

  • Passedrobots.txt publishedstudy: 85.1%
  • PassedXML sitemapstudy: 79.4%
  • PassedHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

  • Not metMarkdown content negotiationstudy: 7.4%
  • Passedllms.txt publishedstudy: 28.1%
  • PassedToken budget (page weight)study: 97.3%

Bot Access Control

  • Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

  • Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
  • Not metOAuth Authorization Server discoverystudy: 5.2%
  • Not metOAuth Protected Resource discoverystudy: 4.6%
  • Not metMCP Server Cardstudy: 0.2%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 0.3%
  • Not metAgent Skills declaredstudy: 0.1%
AI crawlersSection 11

What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 86% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI

  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly

AI search

  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly

Answering questions

  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

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ShareSection 12

Share this result

Overall score 42 of 100 badge for Alkami

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/alkami.com"><img src="https://aeo-audit.rezolve.com/finance/badges/alkami.com.svg" alt="Overall score 42 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>
End of statement
All 2,219 companiesHow we measured this
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