AI visibility statementFinance AI Visibility Study 2026Issued October 14, 2026

Account holder

Airtm

airtm.com

Digital wallets and person to person payments Cards and payments

Money20/20 attendee

Statement period: October 9, 2026; when the AI assistants were asked
Account no.: 1,018 of 2,219; its rank by overall score
Place in its category: 17th of 29 digital wallets

Closing balance

Named in

5of 60 answers

by 4 of 4 assistants

Statement note

What this means for Airtm

AI assistants name this digital wallet in 8.3% of answers, while the typical company in its sector is named in 0% of answers. Airtm has an overall score of 28 out of 100, ranking 1,018th of 2,219 in the study. Its website passes 1 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about its market, so no question mentioned Airtm by name. AI assistants named it in 5 of the 60 answers. Counting only how often it is named, it ranks 80th of 375 in its sector. The typical cards and payments company is named in 0.0% of answers.

Overall score

Visibility7
Citations1
Sentiment60
Site quality80
AI readiness7

Summary of account

Named by AI in: 8.3%; 5 of 60 answers
Share of mentions: 4.4%; of the mentions of it and its 5 peers
AI readiness: 1/14; technical checks passed. Typical for its sector: 4
Rank in its sector: 156 of 375; by overall score, where the typical cards and payments company scores 27

Get the full report on Airtm as a PDF

Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

Line items01

Every question, and where the company came up

Airtm came up on 3 of 15 questions. Open any window to read that answer.

01Are US virtual accounts safe and reliable for managing overseas payments?0/4
02Peer-to-peer money transfer services vs. mobile payment apps for digital entrepreneurs—pros and cons?0/4
03How can remote workers in the US receive payment from overseas marketplaces efficiently?0/4
04Best way to manage multiple currencies as a digital entrepreneur?0/4
05Is using a global digital wallet worth it for someone working with international clients?0/4
06Why might a cross-border payment fail, and how can I fix it?0/4
07How do US virtual account platforms structure their transaction and conversion fees?1/4
08How do cross-border digital wallets compare to traditional bank transfers for remote workers?0/4
09What are the best global digital payment platforms for freelancers to receive money?0/4
10What are typical fees for sending and withdrawing funds using global digital wallets?0/4
11How can I resolve issues with delayed withdrawals from a digital payment platform?0/4
12What are some alternatives to digital wallets for receiving international freelance payments?0/4
13Best platforms for seamless cross-border payments for microtaskers and gig workers?0/4
14Top options for setting up a US virtual account for international transfers?3/4
15Alternative solutions for withdrawing funds from global marketplaces to US dollars?1/4

Total named1/152/151/151/155/60

named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. Across the study, on 50% of the questions where a company is named, only one AI assistant names it.

Transaction detail02

What Claude actually said

An answer that names the company

Claudenamed the company

“How do US virtual account platforms structure their transaction and conversion fees?”

… Monthly Account Fees: Many platforms like Airtm don't charge maintenance fees, allowing you to keep accounts active without monthly or annual charges. Some platforms like Due charge a flat $1 monthly fee per active virtual account.
Incoming ACH Transfers: Some platforms charge no fee for incoming ACH transfers, though platforms like Airtm may have variable commissions ranging from 0-1.75% depending on the country.
Wire Transfers: Incoming wire transfers typically cost $15 USD, though some platforms charge a 1.25% variable commission for wire transfers.
Conversion Fees …

The AI’s answer as we received it, shortened and not checked for accuracy.

Payees03

Where the mentions went

The companies these answers named, and how the mentions were split between this company and its peers.

Also named

CompanyTimes named

01
Payoneer
44
02
PayPal
39
03
Revolut
24
04
Skrill
5

Share of mentions

CompanyShare

PayPal
27.2%
Payoneer
26.3%
Wise (formerly TransferWise)
25.4%
Revolut
12.3%
Airtm
4.4%
Skrill
4.4%

Referrers04

Websites the AI used as sources

How many times each website was listed as a source in these answers

01
wise.com
32
02
airwallex.com
17
03
grey.co
13
04
opendue.com
9
05
tipalti.com
9
06
connectpay.com
8
07
worldfirst.com
8
08
stripe.com
8
09
fasset.com
8
10
payoneer.com
8

Airtm is in the study as a digital wallet.

By assistant05

Which AI assistants named the company

Answers naming it, out of answers received

Claude

2/15

Gemini

1/15

Perplexity

1/15

OpenAI

1/15

Market comparison06

How Airtm compares with all 2,219 companies

Every tower is a company in the study, taller for a higher overall score and lit where AI assistants named it. Its own group stays lit. Hover a tower to see it, and click to open it.

What makes up the score

Each part is scored out of 100.

Visibility

How often AI assistants name the company, and how that compares with its peers

Citations

How often AI uses the company's own website as a source

Sentiment

How positively AI describes the company

Site quality

How well built the website's own pages are

AI readiness

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Against its sector07

Compared with cards and payments companies

375 companies in this sector. The gold tick on each bar is the typical company.

Overall score

Ranks 156 of 375. Typical company: 27

Named in answers

8.3%

Ranks 80 of 375. Typical company: 0.0%

AI readiness

Ranks 333 of 375. Typical company: 29

Against its category08

Compared with digital wallets

29 companies in this category. The gold tick on each bar is the typical company.

Overall score

Ranks 17 of 29. Typical company: 29

Named in answers

8.3%

Ranks 11 of 29. Typical company: 3.3%

AI readiness

Ranks 27 of 29. Typical company: 29

AI agents09

Ready for AI agents

What this website publishes for an AI agent to read, use and pay through, on a scale of six levels.

0Not yet agent-ready
1Basic web presence
2Bot-aware
3Agent-readable
4Agent-integrated
5Agent-native

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:

Content Signals

The website turns away requests that do not come from a browser. AI agents that say what they are meet the same refusal.

Can an AI agent check out here?

Not by itself. Airtm publishes none of the agent payment protocols we look for. An agent would have to click through the website like a person.

Agent payment protocols

x402Not present
MPPNot present
AP2Not present
ACPNot present
UCPNot present

Interfaces for AI agents

MCP Server CardNot present
A2A Agent CardNot present
Agent SkillsNot present
API CatalogNot present
llms.txtPublished
WebMCPCould not check

Show every check, for your technical team

Discoverability

100 of 100

robots.txtPassed
A valid robots.txt with crawl rules at the site root.
study: 86.1%
SitemapPassed
An XML sitemap listing the pages, ideally referenced from robots.txt.
study: 87.9%
Link headersCould not check
Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.
study: 1.5%
DNS for AI DiscoveryNot present
Advertise agent endpoints with SVCB records under _agents.
study: 4.3%

Content accessibility

50 of 100

Markdown negotiationCould not check
Return a markdown version when asked with Accept: text/markdown, for example at the CDN.
study: 6.2%
llms.txtPartly met
Publish an llms.txt with a short summary and the key links.
study: 31.0%

Bot access control

32 of 100

AI bot rulesPartly met
Add explicit robots.txt groups for the main AI crawlers.
study: 92.7%
Content SignalsNot met
Add a Content-Signal line for search, ai-input and ai-train to robots.txt.
study: 2.3%
Web Bot AuthNot present
Only relevant if you run your own agents or crawlers: publish a signing key directory.
study: 0.3%

APIs, auth and MCP

0 of 100

API CatalogNot met
List public APIs in a linkset at /.well-known/api-catalog.
study: 1.3%
OAuth discoveryNot met
Publish OpenID Connect or OAuth server metadata under /.well-known.
study: 6.3%
OAuth Protected ResourceNot met
Serve protected resource metadata at /.well-known/oauth-protected-resource.
study: 5.3%
auth.mdNot met
Publish an auth.md describing how agents sign in.
study: 0.2%
MCP Server CardNot met
Offer an MCP server and publish its server card under /.well-known.
study: 0.8%
A2A Agent CardNot met
Publish an agent card at /.well-known/agent-card.json.
study: 0.2%
Agent SkillsNot met
Publish a skills index with the main tasks agents can do.
study: 1.0%
WebMCPCould not check
Register key actions such as search or cart as WebMCP tools.
study: 0.0%
ARD manifestNot met
Publish an ai-catalog.json listing every agent interface.
study: 0.2%

Score 37 of 100 · 81% of checks could run · checked on October 9, 2026 · www.airtm.com · 2,200 companies scanned

See how every company did, and how this was measured.

AI readiness10

The checks behind the AI readiness score

1 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks

Discoverability

Not metrobots.txt publishedstudy: 85.1%
Not metXML sitemapstudy: 79.4%
Not metHTTP Link headers (RFC 8288)study: 42.5%

Content Accessibility

Not metMarkdown content negotiationstudy: 7.4%
Not metllms.txt publishedstudy: 28.1%
PassedToken budget (page weight)study: 97.3%

Bot Access Control

Not metExplicit AI bot rulesstudy: 11.5%

API / Auth / MCP

Not metAPI Catalog (.well-known/api-catalog)study: 1.1%
Not metOAuth Authorization Server discoverystudy: 5.2%
Not metOAuth Protected Resource discoverystudy: 4.6%
Not metMCP Server Cardstudy: 0.2%
Not metA2A Agent Cardstudy: 0.0%
Not metWebMCP toolsstudy: 0.3%
Not metAgent Skills declaredstudy: 0.1%

Take it with you

Get the full report on Airtm as a PDF

Every number on this page in a PDF you can keep and share with your team. Enter your work email to download it.

We’ll use your email to follow up about this report. Privacy policy

Share11

Share this result

A badge of this result that you can show on your own website. Copy the code below.

<a href="https://aeo-audit.rezolve.com/us/finance/airtm.com"><img src="https://aeo-audit.rezolve.com/finance/badges/airtm.com.svg" alt="Overall score 28 of 100, Finance AI Visibility Study 2026" width="280" height="64"></a>

End of statement

All 2,219 companies How we measured this

Airtm

What this means for Airtm

Get the full report on Airtm as a PDF

Every question, and where the company came up

What Claude actually said

Where the mentions went

Also named

Share of mentions

Websites the AI used as sources

Which AI assistants named the company

How Airtm compares with all 2,219 companies

What makes up the score

Compared with cards and payments companies

Compared with digital wallets

Ready for AI agents

The checks behind the AI readiness score

Discoverability

Content Accessibility

Bot Access Control

API / Auth / MCP

Get the full report on Airtm as a PDF

Share this result

Want AI assistants to name your company?