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The Hartford

thehartford.com · Finance · HIG

Ranked 197 of 2,047 companies in the study

43Overall score
  • Visibility17
  • Citations2
  • Sentiment100
  • Site quality93
  • AI readiness21
What this means for The Hartford

AI assistants name The Hartford in 15% of answers, which is more often than the typical company in the finance sector. The Hartford has an overall score of 43 out of 100, ranking 197th of 2,047 companies. Its website passes 3 out of 14 technical checks on how ready it is for AI tools.

We asked 15 unbranded questions about the finance market: none named The Hartford. AI assistants named it in 9 of 60 answers (15.0%). The typical finance company is named in 3.3% of answers. By how often it is named, The Hartford ranks 40 of 205 in its sector.

Named by AI in
15.0%
9 of 60 answers
Share of mentions
20.9%
compared with 5 rivals
AI readiness
3/14
technical checks passed. Typical for its sector: 3
Rank in its sector
7 of 205
by overall score, where the typical finance company scores 29
How The Hartford compares with all 2,047 companies

Every dot is a company in the study. Hover one to see it; click to open its report.

This companySame sectorEvery other companyNever named

What makes up the score

Five parts, each scored out of 100.

Visibility
17

How often AI assistants name the company

Citations
2

How often AI uses the company's own website as a source

Sentiment
100

How positively AI describes the company

Site quality
93

How well built the website's own pages are

AI readiness
21

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Compared with finance

205 companies in this sector. The line on each bar is the typical company.

Overall score43
Ranks 7 of 205. Typical company: 29
Named in answers15%
Ranks 40 of 205. Typical company: 3%
AI readiness21
Ranks 82 of 205. Typical company: 21
What Gemini actually said

An answer that names the company

“Are insurance discounts for retirees or adults over 50 actually valuable?”

Yes, insurance discounts for retirees and adults over 50 can be valuable, offering significant savings on various types of insurance, especially auto and home insurance. While car insurance rates might increase for drivers over 70, drivers in their 50s and 60s often experience some of the lowest rates due to their extensive experience and lower likelihood of impairments.

Here's why these discounts are valuable and how to maximize them:

Car Insurance Discounts:

Mature Driver/Defensive Driving Courses: Many states mandate or insurance companies offer discounts (typically 5% to 15%, …

The AI’s answer as we received it, shortened and not checked for accuracy.

Also named
Nationwide7State Farm7Allstate2Liberty Mutual2
Share of mentions

How the mentions in these answers were split between this company and its rivals

State Farm
26.3%
The Hartford
23.7%
Nationwide
23.7%
Allstate
10.5%
Liberty Mutual
10.5%
Farmers Insurance
5.3%
Which AI assistants named the company

Answers naming it, out of answers received

Gemini
3/15
Claude
2/15
OpenAI
2/15
Perplexity
2/15
Ready for AI agents

What this website publishes for an AI agent to read, use and buy from, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 92.0%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 86.8%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 0.3%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 5.5%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 1.9%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 25.1%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 93.4%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 1.4%
  • Web Bot AuthNot present

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.2%
APIs, auth and MCP
0 of 100
  • API CatalogNot met

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 0.3%
  • OAuth discoveryNot met

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 11.8%
  • OAuth Protected ResourceNot met

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 10.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.0%
  • MCP Server CardNot met

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.2%
  • A2A Agent CardNot met

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.1%
  • Agent SkillsNot met

    Publish a skills index with the main tasks agents can do.

    study: 0.2%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 33.7%
  • ARD manifestNot met

    Publish an ai-catalog.json listing every agent interface.

    study: 0.1%

Score 25 of 100 · 97% of checks could run · checked on October 3, 2026 · www.thehartford.com · 2,047 companies scanned

See how every company did, and how this was measured.

The checks behind the AI readiness score

3 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks
Discoverability
  • Passedrobots.txt publishedstudy: 85.0%
  • PassedXML sitemapstudy: 73.2%
  • Not metHTTP Link headers (RFC 8288)study: 29.0%
Content Accessibility
  • Not metMarkdown content negotiationstudy: 8.3%
  • Not metllms.txt publishedstudy: 21.7%
  • PassedToken budget (page weight)study: 95.2%
Bot Access Control
  • Not metExplicit AI bot rulesstudy: 13.0%
API / Auth / MCP
  • Not metAPI Catalog (.well-known/api-catalog)study: 0.2%
  • Not metOAuth Authorization Server discoverystudy: 10.1%
  • Not metOAuth Protected Resource discoverystudy: 9.3%
  • Not metMCP Server Cardstudy: 0.0%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 4.2%
  • Not metAgent Skills declaredstudy: 0.0%
What AI crawlers may read (robots.txt)

This website sets no rules for any AI crawler by name, like 84% of the websites whose rules we could read. Every AI crawler follows its general rules.

Training AI
  • GPTBotpartly
  • ClaudeBotpartly
  • Anthropic-AIpartly
  • Google-Extendedpartly
  • Applebot-Extendedpartly
  • Meta-ExternalAgentpartly
  • FacebookBotpartly
  • Bytespiderpartly
  • CCBotpartly
  • Diffbotpartly
  • Omgilibotpartly
AI search
  • OAI-SearchBotpartly
  • Claude-SearchBotpartly
  • PerplexityBotpartly
  • Applebotpartly
  • Amazonbotpartly
  • YouBotpartly
Answering questions
  • ChatGPT-Userpartly
  • Claude-Userpartly
  • Perplexity-Userpartly
  • DuckAssistBotpartly
  • MistralAI-Userpartly

Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.

Websites the AI used as sources

How many times each website was listed as a source in these answers

forbes.com
21
moneygeek.com
20
nerdwallet.com
18
insureon.com
17
insurance.com
14
statefarm.com
13
experian.com
12
libertymutual.com
12
thehartford.com (its own website)
12
chubb.com
12

In the study as S&P 500.

Every question, and where the company came up (3 of 15)
QuestionOpenAIClaudePerplexityGemini
  • Are insurance discounts for retirees or adults over 50 actually valuable?
  • What should I do if my claim for home insurance is denied?
  • Popular insurance policy add-ons for American homeowners and drivers
  • How much does multi-line insurance typically cost per month in the US?
  • How can I lower my car insurance premium if my rates have increased suddenly?
  • Auto insurance vs. bundled home and auto policies—what's better for saving money?
  • Alternatives to traditional insurance companies for home and auto protection
  • What are the best auto and home insurance options for older adults?
  • Is switching to a multi-line insurance provider worth it for homeowners?
  • Other ways for small business owners to get liability coverage besides standard insurance plans
  • What kind of insurance do I need to protect both my home and my small business?
  • What factors impact the price of business insurance coverage?
  • Who should consider bundled business and auto insurance coverage?
  • How do business liability and commercial property insurance differ for small companies?
  • Best multi-line insurance providers for small business owners in the US
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. The AI assistants often disagree. Across the study, on 40% of the questions where a company is named, only one of the four names it.

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Overall score 43 of 100 badge for The Hartford

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