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State Farm Insurance

statefarm.com · Finance

Ranked 891 of 2,047 companies in the study

34Overall score
  • Visibility23
  • Citations3
  • Sentiment50
  • Site quality87
  • AI readiness14
What this means for State Farm Insurance

AI assistants name State Farm Insurance in 16.7% of answers, noticeably more often than the typical company in its sector. Its overall score is 34 out of 100, ranking 891st of 2,047 companies. The website passes 2 out of 14 technical checks for AI tool readiness.

We asked 15 unbranded questions about the finance market: none named State Farm Insurance. AI assistants named it in 10 of 60 answers (16.7%). The typical finance company is named in 3.3% of answers. By how often it is named, State Farm Insurance ranks 34 of 205 in its sector.

Named by AI in
16.7%
10 of 60 answers
Share of mentions
33.3%
compared with 5 rivals
AI readiness
2/14
technical checks passed. Typical for its sector: 3
Rank in its sector
63 of 205
by overall score, where the typical finance company scores 29
How State Farm Insurance compares with all 2,047 companies

Every dot is a company in the study. Hover one to see it; click to open its report.

This companySame sectorEvery other companyNever named

What makes up the score

Five parts, each scored out of 100.

Visibility
23

How often AI assistants name the company

Citations
3

How often AI uses the company's own website as a source

Sentiment
50

How positively AI describes the company

Site quality
87

How well built the website's own pages are

AI readiness
14

How easily AI tools can read and use the website

Visibility is calculated from the answers on this page. How the score is built.

Compared with finance

205 companies in this sector. The line on each bar is the typical company.

Overall score34
Ranks 63 of 205. Typical company: 29
Named in answers17%
Ranks 34 of 205. Typical company: 3%
AI readiness14
Ranks 180 of 205. Typical company: 21
What Perplexity actually said

An answer that names the company

“Is it worth getting a personal price plan for auto insurance?”

Usually yes, if you want a quote tailored to your coverage and budget. A “Personal Price Plan” is basically a customized insurance quote, not a special type of policy, and State Farm says it lets you choose coverage, savings, and options that fit your needs; they also say it can factor in things like your car’s value, driving history, and how much you want to pay out of pocket after an accident.

What matters most is whether the price plan itself saves you money versus other quotes:

Worth it if you want to compare coverage levels and deductibles in a personalized way. …

The AI’s answer as we received it, shortened and not checked for accuracy.

Also named
Allstate4GEICO3Progressive3Nationwide2Liberty Mutual2
Share of mentions

How the mentions in these answers were split between this company and its rivals

State Farm Insurance
40.0%
Allstate
20.0%
GEICO
12.0%
Progressive
12.0%
Liberty Mutual
8.0%
Nationwide
8.0%
Which AI assistants named the company

Answers naming it, out of answers received

Gemini
3/15
Perplexity
3/15
Claude
2/15
OpenAI
2/15
Ready for AI agents

What this website publishes for an AI agent to read, use and buy from, on a scale of six levels.

  1. 0
  2. 1
  3. 2
  4. 3
  5. 4
  6. 5

Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.

To reach level 2:
  • Content Signals
Show every check, for your technical team
Discoverability
77 of 100
  • robots.txtPassed

    A valid robots.txt with crawl rules at the site root.

    study: 92.0%
  • SitemapPassed

    An XML sitemap listing the pages, ideally referenced from robots.txt.

    study: 86.8%
  • Link headersNot met

    Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.

    study: 0.3%
  • DNS for AI DiscoveryNot present

    Advertise agent endpoints with SVCB records under _agents.

    study: 5.5%
Content accessibility
0 of 100
  • Markdown negotiationNot met

    Return a markdown version when asked with Accept: text/markdown, for example at the CDN.

    study: 1.9%
  • llms.txtNot met

    Publish an llms.txt with a short summary and the key links.

    study: 25.1%
Bot access control
32 of 100
  • AI bot rulesPartly met

    Add explicit robots.txt groups for the main AI crawlers.

    study: 93.4%
  • Content SignalsNot met

    Add a Content-Signal line for search, ai-input and ai-train to robots.txt.

    study: 1.4%
  • Web Bot AuthCould not check

    Only relevant if you run your own agents or crawlers: publish a signing key directory.

    study: 0.2%
APIs, auth and MCP
0 of 100
  • API CatalogCould not check

    List public APIs in a linkset at /.well-known/api-catalog.

    study: 0.3%
  • OAuth discoveryCould not check

    Publish OpenID Connect or OAuth server metadata under /.well-known.

    study: 11.8%
  • OAuth Protected ResourceCould not check

    Serve protected resource metadata at /.well-known/oauth-protected-resource.

    study: 10.3%
  • auth.mdNot met

    Publish an auth.md describing how agents sign in.

    study: 0.0%
  • MCP Server CardCould not check

    Offer an MCP server and publish its server card under /.well-known.

    study: 0.2%
  • A2A Agent CardCould not check

    Publish an agent card at /.well-known/agent-card.json.

    study: 0.1%
  • Agent SkillsCould not check

    Publish a skills index with the main tasks agents can do.

    study: 0.2%
  • WebMCPCould not check

    Register key actions such as search or cart as WebMCP tools.

    study: 33.7%
  • ARD manifestCould not check

    Publish an ai-catalog.json listing every agent interface.

    study: 0.1%

Score 37 of 100 · 65% of checks could run · checked on October 5, 2026 · www.statefarm.com · 2,047 companies scanned

See how every company did, and how this was measured.

The checks behind the AI readiness score

2 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.

These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.

Show the 14 checks
Discoverability
  • Not metrobots.txt publishedstudy: 85.0%
  • PassedXML sitemapstudy: 73.2%
  • Not metHTTP Link headers (RFC 8288)study: 29.0%
Content Accessibility
  • Not metMarkdown content negotiationstudy: 8.3%
  • Not metllms.txt publishedstudy: 21.7%
  • PassedToken budget (page weight)study: 95.2%
Bot Access Control
  • Not metExplicit AI bot rulesstudy: 13.0%
API / Auth / MCP
  • Not metAPI Catalog (.well-known/api-catalog)study: 0.2%
  • Not metOAuth Authorization Server discoverystudy: 10.1%
  • Not metOAuth Protected Resource discoverystudy: 9.3%
  • Not metMCP Server Cardstudy: 0.0%
  • Not metA2A Agent Cardstudy: 0.0%
  • Not metWebMCP toolsstudy: 4.2%
  • Not metAgent Skills declaredstudy: 0.0%
Websites the AI used as sources

How many times each website was listed as a source in these answers

nerdwallet.com
20
statefarm.com (its own website)
20
cnbc.com
18
progressive.com
18
policygenius.com
15
forbes.com
15
geico.com
14
allstate.com
13
farmers.com
12
thezebra.com
12

In the study as Large private companies.

Every question, and where the company came up (5 of 15)
QuestionOpenAIClaudePerplexityGemini
  • What alternatives are there to traditional homeowners insurance for protecting personal property?
  • Is it worth getting a personal price plan for auto insurance?
  • Are multi-policy bundles actually cheaper than purchasing separate insurance plans?
  • Does adding extra coverage to a standard renters policy make sense for most renters?
  • How does condo insurance differ from homeowners insurance?
  • What is the typical price range for basic auto insurance for families in the US?
  • What are the pros and cons of choosing renters insurance vs homeowners insurance?
  • How do personal liability coverage options compare across different types of property insurance?
  • Which insurance coverage is recommended for owners of both a home and a vacation property?
  • Which property insurance plans offer the most comprehensive coverage for first-time homeowners?
  • What steps should I take if my home insurance claim is delayed?
  • How can I resolve issues with my covered property not being included after a claim?
  • What discounts are typically available for bundling auto and renters insurance?
  • What are the best personal insurance options for families in the US?
  • What type of insurance is best for families with teenage drivers?
named the companyanswered without naming itdid not answer

Columns, left to right: OpenAI, Claude, Perplexity, Gemini. The AI assistants often disagree. Across the study, on 40% of the questions where a company is named, only one of the four names it.

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Overall score 34 of 100 badge for State Farm Insurance

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