- Visibility17
- Citations1
- Sentiment94
- Site quality80
- AI readiness36
AI assistants name Oscar Health in 13.3% of answers, which is more often than the typical company in its sector at 3.3%. It has an overall score of 41 out of 100, ranking 334th of 2,047 companies and 18th of 205 in Finance. The website passes 5 of 14 technical checks for readiness with AI tools.
We asked 15 unbranded questions about the finance market: none named Oscar Health. AI assistants named it in 8 of 60 answers (13.3%). The typical finance company is named in 3.3% of answers. By how often it is named, Oscar Health ranks 44 of 205 in its sector.
Every dot is a company in the study. Hover one to see it; click to open its report.
This companySame sectorEvery other companyNever named
Five parts, each scored out of 100.
How often AI assistants name the company
How often AI uses the company's own website as a source
How positively AI describes the company
How well built the website's own pages are
How easily AI tools can read and use the website
Visibility is calculated from the answers on this page. How the score is built.
205 companies in this sector. The line on each bar is the typical company.
An answer that names the company
“Which health insurance providers offer easy-to-use tech for plan management?”
Many health insurance providers are enhancing their digital tools to offer more user-friendly plan management. These tools often include mobile apps and online portals that allow members to access ID cards, find doctors, track deductibles and out-of-pocket spending, view claims, and manage prescriptions.
Here are some examples of health insurance providers and related platforms known for their technology:
Oscar Health is recognized as a technology-driven health insurance company that provides a seamless digital experience for policyholders. Their app offers tools for managing health …
The AI’s answer as we received it, shortened and not checked for accuracy.
How the mentions in these answers were split between this company and its rivals
Answers naming it, out of answers received
What this website publishes for an AI agent to read, use and buy from, on a scale of six levels.
- 0
- 1
- 2
- 3
- 4
- 5
Level 1: Basic web presence. Two of robots.txt, a sitemap and Link headers are in place.
- Content Signals
Show every check, for your technical teamHide the checks
- study: 92.0%robots.txtPassed
A valid robots.txt with crawl rules at the site root.
- study: 86.8%SitemapPassed
An XML sitemap listing the pages, ideally referenced from robots.txt.
- study: 0.3%Link headersNot met
Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.
- study: 5.5%DNS for AI DiscoveryNot present
Advertise agent endpoints with SVCB records under _agents.
- study: 1.9%Markdown negotiationNot met
Return a markdown version when asked with Accept: text/markdown, for example at the CDN.
- study: 25.1%llms.txtPassed
An llms.txt that tells language models what the site offers.
- study: 93.4%AI bot rulesPartly met
Add explicit robots.txt groups for the main AI crawlers.
- study: 1.4%Content SignalsNot met
Add a Content-Signal line for search, ai-input and ai-train to robots.txt.
- study: 0.2%Web Bot AuthNot present
Only relevant if you run your own agents or crawlers: publish a signing key directory.
- study: 0.3%API CatalogNot met
List public APIs in a linkset at /.well-known/api-catalog.
- study: 11.8%OAuth discoveryNot met
Publish OpenID Connect or OAuth server metadata under /.well-known.
- study: 10.3%OAuth Protected ResourceNot met
Serve protected resource metadata at /.well-known/oauth-protected-resource.
- study: 0.0%auth.mdNot met
Publish an auth.md describing how agents sign in.
- study: 0.2%MCP Server CardNot met
Offer an MCP server and publish its server card under /.well-known.
- study: 0.1%A2A Agent CardNot met
Publish an agent card at /.well-known/agent-card.json.
- study: 0.2%Agent SkillsNot met
Publish a skills index with the main tasks agents can do.
- study: 33.7%WebMCPCould not check
Register key actions such as search or cart as WebMCP tools.
- study: 0.1%ARD manifestNot met
Publish an ai-catalog.json listing every agent interface.
Score 36 of 100 · 97% of checks could run · checked on October 5, 2026 · www.hioscar.com · 2,047 companies scanned
5 of 14 passed. This list is for your technical team. The percentage is how many companies in the study pass each check.
These 14 checks ran during the audit and are what the AI readiness part of the overall score counts. The scan above ran later and is stricter on Link headers and Markdown, so a check can pass here and not there.
Show the 14 checksHide them
- Passedrobots.txt publishedstudy: 85.0%
- PassedXML sitemapstudy: 73.2%
- PassedHTTP Link headers (RFC 8288)study: 29.0%
- Not metMarkdown content negotiationstudy: 8.3%
- Passedllms.txt publishedstudy: 21.7%
- PassedToken budget (page weight)study: 95.2%
- Not metExplicit AI bot rulesstudy: 13.0%
- Not metAPI Catalog (.well-known/api-catalog)study: 0.2%
- Not metOAuth Authorization Server discoverystudy: 10.1%
- Not metOAuth Protected Resource discoverystudy: 9.3%
- Not metMCP Server Cardstudy: 0.0%
- Not metA2A Agent Cardstudy: 0.0%
- Not metWebMCP toolsstudy: 4.2%
- Not metAgent Skills declaredstudy: 0.0%
This website sets no rules for any AI crawler by name, like 84% of the websites whose rules we could read. Every AI crawler follows its general rules.
- GPTBotpartly
- ClaudeBotpartly
- Anthropic-AIpartly
- Google-Extendedpartly
- Applebot-Extendedpartly
- Meta-ExternalAgentpartly
- FacebookBotpartly
- Bytespiderpartly
- CCBotpartly
- Diffbotpartly
- Omgilibotpartly
- OAI-SearchBotpartly
- Claude-SearchBotpartly
- PerplexityBotpartly
- Applebotpartly
- Amazonbotpartly
- YouBotpartly
- ChatGPT-Userpartly
- Claude-Userpartly
- Perplexity-Userpartly
- DuckAssistBotpartly
- MistralAI-Userpartly
Read from the website’s own rules file (robots.txt). An asterisk marks a crawler the file names. The rest follow its general rules. “Partly” means only some pages are blocked.
How many times each website was listed as a source in these answers
In the study as US-listed.
- Which health insurance providers offer easy-to-use tech for plan management?
- Is it a good idea to choose a plan with zero-dollar virtual care visits?
- How can families maximize wellness rewards offered by their health insurance provider?
- What alternatives exist to traditional health insurance for people seeking flexible care options?
- Which types of health insurance plans work best for self-employed individuals needing preventative care?
- How does individual health insurance compare to small business plans in terms of coverage and flexibility?
- Virtual care benefits vs. traditional telehealth in health insurance plans—what's the difference?
- How do premiums and deductibles differ for small business versus personal health insurance plans?
- What are the best health insurance options for families looking for virtual care services?
- What are the typical costs of individual versus family health plans with virtual care features in the US?
- What can cause delays in getting covered services approved under a health insurance plan?
- Why might someone have trouble using their health insurance virtual care benefits online?
- Are affordable health insurance plans with mental health support worth it for young adults?
- Are healthcare sharing arrangements a good substitute for health insurance in the US?
- Best health insurance choices for those needing frequent specialist visits and prescription coverage?
Columns, left to right: OpenAI, Claude, Perplexity, Gemini. The AI assistants often disagree. Across the study, on 40% of the questions where a company is named, only one of the four names it.
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<a href="https://aeo-audit.rezolve.com/us/hioscar.com"><img src="https://aeo-audit.rezolve.com/us/badges/hioscar.com.svg" alt="Overall score 41 of 100, US AI Visibility Study 2026" width="280" height="64"></a>