Commerzbank

commerzbank.deBanking, insurance and finance

DAX 40

Level: 1; Basic web presence
Agent readiness score: 28
AEO score: 29
AI mention rate: 17%

Commerzbank achieves agent readiness level 1 (web basics) with a score of 28, above the industry median of 24. Its AEO score is 29, ranking 5th of 11 in the industry; AI engines name the brand in 16.7% of answers. Several components, including Link-Header, Markdown negotiation, content signals, API catalogue and OAuth discovery, are not yet in place.

The next three steps

1Content Signals
Add a Content-Signal line for search, ai-input and ai-train to robots.txt.
A step toward level 2
2Markdown negotiation
Return a markdown version when asked with Accept: text/markdown, for example at the CDN.
3MCP Server Card
Offer an MCP server and publish its server card under /.well-known.

Compared with Banking, insurance and finance

Agent readiness28
Industry median 24 · rank 3 of 11
AEO score29
Industry median 28 · rank 5 of 11
Mentions in AI answers17
Industry median 8 · rank 2 of 11
Visibility25
Industry median 22 · rank 4 of 11
Citations2
Industry median 2 · rank 6 of 11
Sentiment70
Industry median 55 · rank 4 of 11

Agent readiness level

0Not yet agent-ready
1Basic web presence
2Bot-aware
3Agent-readable
4Agent-integrated
5Agent-native

To reach level 2:

Content Signals

Areas

Discoverability77
Content accessibility0
Bot access control32
APIs, auth and MCP0

Every check

Discoverability

robots.txtPassed
A valid robots.txt with crawl rules at the site root.
Top sites: 98%
SitemapPassed
An XML sitemap listing the pages, ideally referenced from robots.txt.
Top sites: 88%
Link headersNot met
Send Link headers such as rel="api-catalog" or rel="describedby" on the homepage.
Top sites: 0%
DNS for AI DiscoveryNot present
Advertise agent endpoints with SVCB records under _agents.
Top sites: 5%

Content accessibility

Markdown negotiationNot met
Return a markdown version when asked with Accept: text/markdown, for example at the CDN.
Top sites: 2%
llms.txtCould not check
Publish an llms.txt with a short summary and the key links.
Top sites: 15%

Bot access control

AI bot rulesPartly met
Add explicit robots.txt groups for the main AI crawlers.
Top sites: 99%
Content SignalsNot met
Add a Content-Signal line for search, ai-input and ai-train to robots.txt.
Top sites: 2%
Web Bot AuthNot present
Only relevant if you run your own agents or crawlers: publish a signing key directory.
Top sites: 0%

APIs, auth and MCP

API CatalogNot met
List public APIs in a linkset at /.well-known/api-catalog.
Top sites: 0%
OAuth discoveryNot met
Publish OpenID Connect or OAuth server metadata under /.well-known.
Top sites: 1%
OAuth Protected ResourceNot met
Serve protected resource metadata at /.well-known/oauth-protected-resource.
Top sites: 1%
auth.mdCould not check
Publish an auth.md describing how agents sign in.
Top sites: 0%
MCP Server CardNot met
Offer an MCP server and publish its server card under /.well-known.
Top sites: 0%
A2A Agent CardNot met
Publish an agent card at /.well-known/agent-card.json.
Top sites: 0%
Agent SkillsNot met
Publish a skills index with the main tasks agents can do.
Top sites: 0%
WebMCPNot met
Register key actions such as search or cart as WebMCP tools.
Top sites: 1%
ARD manifestNot met
Publish an ai-catalog.json listing every agent interface.
Top sites: 0%

AI crawler rules (robots.txt)

Training

GPTBotallowed
ClaudeBotallowed
Anthropic-AIallowed
Google-Extendedallowed
GoogleOtherallowed
Applebot-Extendedallowed
Meta-ExternalAgentallowed
FacebookBotallowed
Bytespiderallowed
CCBotallowed
AI2Botallowed
Cohere-AIallowed
Claude-Weballowed
Omgilibotallowed
Diffbotallowed

OAI-SearchBotallowed
Claude-SearchBotallowed
PerplexityBotallowed
Applebotallowed
Amazonbotallowed
YouBotallowed
Timpibotallowed

Assistant

ChatGPT-Userallowed
Claude-Userallowed
Perplexity-Userallowed
DuckAssistBotallowed
MistralAI-Userallowed

Agentic commerce

x402Not present
MPPNot present
UCPNot present
ACPNot present
AP2Not present

Protocols that let AI agents shop and pay by themselves. They don't count toward the level.

Agent readiness score 28 · coverage 87% · checked on 21/09/2026 · www.commerzbank.de

Mentions per AI engine

AIOpenAI3/15 · 20%
Sentiment: 67% positive, 33% neutral, 0% critical
CClaude2/15 · 13%
Sentiment: 50% positive, 50% neutral, 0% critical
PPerplexity2/15 · 13%
Sentiment: 50% positive, 50% neutral, 0% critical
GGemini3/15 · 20%
Sentiment: 0% positive, 100% neutral, 0% critical

Spotlight: Gemini

20%3 of 15 answers name Commerzbank

„Sind Depotgebühren bei Vollbanken ihr Geld wert im Vergleich zu digitalen Anbietern?“

Ob Depotgebühren und höhere Kosten bei klassischen Vollbanken oder traditionellen Direktbanken ihr Geld wert sind, hängt stark vom persönlichen Anlagestil ab. Für die Mehrheit der Privatanleger – insbesondere Einsteiger und langfristige Sparer – lautet die kurze Antwort meistens: Nein, die hohen Gebühren lohnen sich im Vergleich zu digitalen Anbietern (Neobrokern) kaum noch. Hier ist der direkte Vergleich, der …

AI answer as returned, unverified and shortened.

Gemini names instead

Sparkassen
Volksbanken
KfW
Check24
Online-Banking
Webbrowser
Smartphone-App
SEPA-Überweisungen (Echtzeit)

Sources: finanzfluss.de, smava.de, sparkasse.de, vivid.money, jobbers.io, kontist.com

Share of voice

Commerzbank7.3%
Sparkasse4.4%
Deutsche Bank4.4%
ING Deutschland0%
UniCredit Bank (HypoVereinsbank)0%
DZ Bank (Volksbanken Raiffeisenbanken)0%

Most cited sources

1.handelsblatt.com57
2.n-tv.de18
3.sparkasse.de16
4.finanztip.de14
5.commerzbank.de11
6.finanzfluss.de8
7.focus.de8
8.chip.de8

Own domain's share of all citations: 2.5%

Every question and answer

Question (original German)	AIOpenAI	CClaude	PPerplexity	GGemini
Was kann ich tun, wenn Überweisungen in meinem Online-Banking nicht funktionieren?
Welche Kontomodelle eignen sich für Freiberufler, die viel im europäischen Zahlungsverkehr unterwegs sind?
Gibt es bei Filialbanken Sonderaktionen für kostenfreie Kreditkarten?
Sind Depotgebühren bei Vollbanken ihr Geld wert im Vergleich zu digitalen Anbietern?
Was sind die wichtigsten Vorteile einer Filialbank für Unternehmerkunden?
Wie gehe ich vor, wenn meine Bankkarte im Ausland gesperrt wurde?
Lohnt sich ein Girokonto bei einer klassischen Filialbank für Studierende?
Wie unterscheiden sich Direktbanken und Vollbanken hinsichtlich Beratung und Service?
Wie hoch sind typische Kontoführungsgebühren bei traditionellen Vollbanken in Deutschland?
Wie können Unternehmer eine Finanzierung für den Geschäftsausbau unkompliziert beantragen?
Welche Alternativen gibt es zur klassischen Bankfiliale für den Abschluss eines Baukredits?
Welche Unterschiede gibt es zwischen Privatkunden- und Firmenkunden-Angeboten bei traditionellen Banken?
Welche Möglichkeiten gibt es, Versicherungen online statt bei einer klassischen Bank abzuschließen?
Welche Vollbanken bieten das beste Online-Banking für Privatkunden in Deutschland?
Was sind beliebte Alternativen zu traditionellen Banken für Geldanlage in Deutschland?

Brand named, positive
Brand named, neutral
Brand named, critical
Only competitors named
Brand not named
No answer

Badge for your website

<a href="https://aeo-audit.rezolve.com/de/commerzbank" title="KI-Check Deutschland 2026: Commerzbank"><img src="https://aeo-audit.rezolve.com/de/badges/commerzbank.svg" alt="Agent Readiness Stufe 1, KI-Check Deutschland 2026" width="260" height="64"></a>

Audit completed on 19 September 2026. Methodology

Commerzbank

How does your brand compare?